Money in Vietnam: Essential Guide to Paying and Cash
Money in Vietnam: How to Pay, Exchange Currency and Withdraw Cash
You have just landed in Hanoi. A few minutes later, you order your first coffee and the bill comes to several tens of thousands of dong. That evening, restaurant dishes are priced at 150,000 or 200,000 VND. Then you stop at an ATM and are offered the option of withdrawing several million.
Your first encounter with money in Vietnam can be slightly confusing. There are zeros everywhere, and the familiar sense of value you have at home temporarily disappears.
Fortunately, it doesn’t take long to get used to the Vietnamese dong. Managing your money while travelling in Vietnam is actually quite straightforward once you understand when to use cash, when to pay by card, where to exchange foreign currency and how to withdraw money without accumulating unnecessary fees.
Your payment habits will also change throughout your journey.
A credit card may be perfectly convenient for paying for a beautiful hotel in Ho Chi Minh City, while cash becomes essential when enjoying a bowl of noodles at a family-run restaurant, buying fruit at a local market or stopping in a remote mountain village.
At Senteurs du Vietnam, we therefore recommend viewing cards and cash as complementary rather than choosing one over the other.
In this guide, we share our practical advice on how to pay in Vietnam, exchange money and withdraw cash, so that financial matters quickly become a minor detail and you can focus on enjoying your journey.









